


11 Ways To Cut Costs!
Ways to cut costs Use less of things, or, if you can, use them at non-peak times when it’s cheaper (usually 10pm to 6am weekdays, and on weekends). Turn the lights off when you leave the room. Turn appliances off at the wall. Stand-by power is when something...
Checklist: Make A Budget (Easy & Free)
Counting costs & budgeting You need a budget to keep track of how much money you have coming in versus how much your expenses are (or are likely to be). A budget helps you work out what you can actually afford to spend, plus how much you need to save to...