Why pay more than you have to??
Ways to cut costs
Use less of things, or, if you can, use them at non-peak times when it’s cheaper (usually 10pm to 6am weekdays, and on weekends).
Turn the lights off when you leave the room.
Turn appliances off at the wall. Stand-by power is when something is turned off but still switched on at the power point – it adds up to as much as 10% of your power bill.
Put a jumper on or use blankets instead of using heaters or air-con. Duh.
Take shorter showers (or shower with a friend…).
Don’t leave the tap running while you brush your teeth or wash your face.
Get dripping taps or running toilets fixed straight away.
Don’t waste cash on interest. Pay off credit cards on time or cut them up and use a debit card.
Save your pennies & they soon add up to something…hopefully something fun!
Transfer your balance to a zero-interest account if you can pay it off, or keep transferring it to other zero interest accounts until it’s paid off.
I hear you! Try freezing your card in a ziplock bag in water – by the time it defrosts you can work out if you really need to spend the cash (but that won’t help you with PayPal…uh oh.)
Even more ways to cut costs
Bulk-buy for public transport and other costs, like discount movie passes. Same with non-perishable household stuff, like laundry powder, rice, oil etc. If you can splash out more you can usually save in the long run (but work it out to make sure you ARE getting a discount).
Get deals online or from newspapers or coupons for things like meals and entertainment, but don’t buy stuff just because it’s cheap – it’s not a bargain if you don’t need it (note to self…).
Search “coupon” or “promo code” and the website before you hit the checkout online.
